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This insurance policy covers business assets, pays obligations due to the mass property damage, as well as medical expenses caused by lesions in the establishment of the company or business.Getting a policy of this kind is a smart investment. By being insured with General Liability Insurance, you will eliminate the risk of facing expensive lawsuits in return for a small premium. The cost of this policy varies from $650 to $ 2,000 or more. It all depends on the line of business, coverage and limits the insured needs.
It is designed to protect your business in case of a suite for bodily injury or property damage. There are four main types of coverage included in a standard policy : Body Injury, Property Damage Liability, Personal Injury Liability, Medical Expenses, Damage to rented premises
WORKER’S COMPENSATION INSURANCE
Did you know that workers’ compensation insurance is required by law in the state of Illinois? The workers’ compensation insurance covers medical and lost wages of the employees who have been injured or wounded performing job duties.
Many of the claims that bars and restaurants receive are the result of altercations that occur due to alcohol consumption. In the state of Illinois liquor liability coverage provides up to $1,000,000 per occurrence and $2,000,000 on aggregate limits.
Those businesses that use a car for work tasks and errands understand the importance of protecting these vehicles, whether limousines, taxis, trucks, or other. For cranes and truck trailers you need to properly insure the truck itself and towing vehicles.