The Health reform brought important changes, now everyone is accepted by insurance companies regardless of their preexisting conditions and may obtain coverage through their employer, in the market created by the Government or directly through private companies.
Magnum Insurance will advise you on any changes, coverage and medical insurance plans that you have at your fingertips.
The health insurance policies are grouped into three levels: Bronze, Silver, Gold and Platinum. The difference between them is the percentage of coverage and cost.
In the Bronze level the insurer will pay 60% of medical expenses and the person would pay the remaining 40 %. This plan is a good option for people who want a more affordable monthly payment and believe that they do not need a lot of medical services , or do not go very often to the doctor.
In the silver level, the insurance company will pay 70% and the insured will pay the difference. This is a good option if the person decides to have a balanced budget between their monthly payments and the utmost in personal medical expenses.