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The first thing you need to know about home insurance or property insurance is that there are two types of insurance policies available: Replacement Cost (RP) or Actual Cash Value (ACV). Replacement Cost is the cost you’d pay to replace the property, with the exact same type and quality of items owned prior to theRead more

During this season where we celebrate mothers and fathers, in some way we think about how fortunate we are to have them with us. However, there’s also a faint thought of what we’d do if we ever had to say goodbye to them. The pain would be unimaginable, but there’s also something else we mustRead more

Creating the garden of your dreams isn’t a fast project. However, little by little you will be able to have the dream you’ve always wished for. All you have to do is be patient and give yourself and garden some time to bloom. Here we give you some tips and ideas on how to createRead more